Adult Life Insurance

Protecting Your Loved Ones Has Never Been Easier

At Gerber Life, we offer the life insurance coverage you need, without the hassle you don’t. Simply fill out one form and get a free, instant quote for all four of our adult life insurance policies.

Get a free quote

Adult Life Insurance Policies

Term Life Insurance

Provide greater financial security for your family for a specified timeframe.

Flexible coverage options available from $100,000 to $300,000.
Affordable coverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.¹
Applying is simple — just a few questions to answer. No medical exam needed in most cases.²
Most applicants will have a decision within minutes.

Help provide coverage for your family for a specified timeframe.

Flexible coverage options available from $100,000 to $300,000.¹
Affordable coverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.²
Applying is simple — just a few questions to answer. No medical exam needed in most cases.³
Most applicants will have a decision within minutes.

Provide greater financial security for your family for a specified timeframe.

Flexible coverage options available from $100,000 to $300,000.
Affordable coverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.¹
Applying is simple — just a few questions to answer. No medical exam needed in most cases.²
Most applicants will have a decision within minutes.

Learn More

¹ Premium based on a healthy 25-year-old female with monthly premium payment by automatic deduction from a checking or savings account.

² A medical exam may be necessary for those age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent upon answers to health questions. When you apply, you will need to answer several questions about your health and your medical history may be taken into consideration.

¹ Higher coverage amounts available up to $1 million for those who qualify.

² Premium based on a healthy 25-year-old female with monthly premium payment by automatic deduction from a checking or savings account.

³ A medical exam may be necessary for those age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent upon answers to health questions. When you apply, you will need to answer several questions about your health and your medical history may be taken into consideration.

¹ Premium based on a healthy 25-year-old female with monthly premium payment by automatic deduction from a checking or savings account.

whole life insurance: mother hugging son

Whole Life Plan

Whole Life Insurance

Our Whole Life insurance protects you for your entire life as long as premiums are paid, and gives your loved ones lasting and greater security for the future.

Coverage amounts from $50,000 to $300,000.
Simple application process — no medical exam needed in most cases³
Most applicants can have a decision within minutes.
Builds cash value.

Whole Life insurance can protect your family for a lifetime, as long as premiums are paid.

Coverage amounts from $50,000 to $300,000.
Simple application process — no medical exam needed in most cases³
Most applicants can have a decision within minutes.
Builds cash value.

Our Whole Life insurance protects you for your entire life as long as premiums are paid, and gives your loved ones lasting and greater security for the future.

Coverage from $50,000 to $300,000.⁶
Simple application process — no medical exam needed in most cases.⁷
Most applicants can have a decision within minutes.
Builds cash value.

Our Whole Life insurance protects you for your entire life as long as premiums are paid, and gives your loved ones lasting and greater security for the future.

Coverage amounts from $50,000 to $300,000.
Simple application process — no medical exam needed in most cases³
Most applicants can have a decision within minutes.
Builds cash value.

Learn More

³ Medical exam is required for age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent on answers to health questions. When you apply, you will need to answer several questions about your health, and your medical history may be taken into consideration.

⁶ Higher coverage amounts available up to $1 million for those who qualify.

⁷ A medical exam is required for age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent on answers to health questions. When you apply, you will need to answer several questions about your health, and your medical history may be taken into consideration.

Guaranteed Life Insurance: senior couple sitting on grass, hugging

Coverage from $5,000 to $25,000⁴
Guaranteed acceptance for ages 50-80
Builds cash value

Guaranteed acceptance - no medical exam required
Hassle-free application process
No medical exams or health questionnaires to complete
Available to anyone between the ages of 50 and 80 years old

Guaranteed Life Insurance offers the benefits of whole life without a medical exam – guaranteed.

Coverage from $5,000 to $25,000.⁵
Guaranteed acceptance for ages 50-80.
Builds cash value.

Guaranteed Life Insurance offers the benefits of whole life without a medical exam – guaranteed.

Coverage from $5,000 to $25,000⁴
Guaranteed acceptance for ages 50-80
Builds cash value

Learn More

⁴ Up to $15,000 for South Dakota residents.

⁵ Up to $15,000 for South Dakota residents.

⁴ Up to $15,000 for South Dakota residents

accidental protection insurance: nurse checking patient

Accident Protection Insurance

Accident Protection insurance can protect you and your loved ones against the unexpected.

Coverage available from $20,000 to $100,000.
Guaranteed acceptance for you and spouse.
Coverage starts at just $2.62⁵ a month.

Accident Protection insurance can protect you and your loved ones against the unexpected.

Coverage available from $20,000 to $100,000.
Guaranteed acceptance for you and spouse.
Coverage starts at just $2.62⁴ a month.

Accident Protection insurance can protect you and your loved ones against the unexpected.

Coverage available from $20,000 to $100,000.
Guaranteed acceptance for you and spouse.
Coverage starts at just $2.62⁵ a month.

Learn More

⁵ Payment shown is for a $20,000 policy

⁴ Payment shown is for a $20,000 policy.

⁵ Payment shown is for a $20,000 policy

Adult Life Insurance

Protecting Your Loved Ones Has Never Been Easier

Learn More About Adult Life Insurance

Types of Life Insurance

How Much Life Insurance Do I Need?

Remember, it costs nothing to apply!

Adult Life Insurance FAQs

Adult Life Insurance Policies