Adult Life Insurance

Protecting Your Loved Ones Has Never Been Easier

At Gerber Life, we offer the life insurance coverage you need, without the hassle you don’t. Simply fill out one form and get a free, instant quote for all four of our adult life insurance policies.

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Adult Life Insurance Policies

Term Life Insurance

Provide life insurance coverage for your family for a specified timeframe.

Flexible coverage options available from $100,000 to $300,000.¹
Сoverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.²
Applying is simple — just a few questions to answer. No medical exam needed in most cases.³
Most applicants will have a decision within minutes.

Help provide coverage for your family for a specified timeframe.

Flexible coverage options available from $100,000 to $300,000.¹
Coverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.²
Applying is simple — just a few questions to answer. No medical exam needed in most cases.³
Most applicants will have a decision within minutes.

Help provide coverage for your family for a specified timeframe.

Flexible coverage options available from $100,000 to $300,000.¹
Coverage for as little as $15.42 a month for a 20-year, $100,000 Term Life policy.²
Applying is simple — just a few questions to answer. No medical exam needed in most cases.³
Most applicants will have a decision within minutes.

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¹ Higher coverage amounts available up to $1,000,000 for those who qualify. Call one of our friendly representatives for rates, 1-866-503-4480.

² Premium based on a healthy 25-year-old female with monthly premium payment by automatic deduction from a checking or savings account.

³ A medical exam may be necessary for those age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent upon answers to health questions. When you apply, you will need to answer several questions about your health and your medical history may be taken into consideration.

¹ Higher coverage amounts available up to $1 million for those who qualify. Call one of our friendly representatives for rates, 1-866-503-4480.

² Premium based on a healthy 25-year-old female with monthly premium payment by automatic deduction from a checking or savings account.

¹ Higher coverage amounts available up to $1 million for those who qualify. Call one of our friendly representatives for rates, 1-866-503-4480.

² Premium based on a healthy 25-year-old female with monthly premium payment by automatic deduction from a checking or savings account.

whole life insurance: mother hugging son

Whole Life Plan

Whole Life Insurance

Our Whole Life insurance helps protect you for your entire life as long as premiums are paid, and can help give your loved ones lasting and greater security for the future.

Coverage amounts from $50,000 to $300,000.⁴
Simple application process — no medical exam needed in most cases.⁵
Most applicants can have a decision within minutes.
Builds cash value.

Our Whole Life insurance helps protect you for your entire life as long as premiums are paid, and can help give your loved ones lasting and greater security for the future.

Coverage from $50,000 to $300,000.⁷
Simple application process — no medical exam needed in most cases.⁸
Most applicants can have a decision within minutes.
Builds cash value.

Our Whole Life insurance helps protect you for your entire life as long as premiums are paid, and can help give your loved ones lasting and greater security for the future.

Coverage amounts from $50,000 to $300,000.⁴
Simple application process — no medical exam needed in most cases.⁵
Most applicants can have a decision within minutes.
Builds cash value.

Learn More

⁴ Higher coverage amounts available up to $1,000,000 for those who qualify. Call one of our friendly representatives for rates, 1-800-425-7542.

⁵ Medical exam is required for age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent on answers to health questions. When you apply, you will need to answer several questions about your health, and your medical history may be taken into consideration.

⁷ Higher coverage amounts available up to $1 million for those who qualify. Call one of our friendly representatives for rates, 1-800-425-7542.

⁸ A medical exam is required for age 51 and over and who apply for more than $100,000 in coverage. Coverage is dependent on answers to health questions. When you apply, you will need to answer several questions about your health, and your medical history may be taken into consideration.

⁴ Higher coverage amounts available up to $1 million for those who qualify. Call one of our friendly representatives for rates, 1-800-425-7542.

Guaranteed Life Insurance: senior couple sitting on grass, hugging

Guaranteed Life Plan

Guaranteed Life Insurance

Guaranteed Life Plan

Guaranteed Life Insurance

Guaranteed Life Insurance offers the benefits of whole life without a medical exam.

Coverage from $5,000 to $25,000.⁶
Guaranteed acceptance for ages 50-80.⁷
Builds cash value.

Once approved, coverage is guaranteed, regardless of profession or health.
Hassle-free application process.
No medical exams or health questionnaires to complete.
Available to anyone between the ages of 50 and 80 years old.

Guaranteed Life Insurance offers the benefits of whole life without a medical exam.

Coverage from $5,000 to $25,000.⁵
Guaranteed acceptance for ages 50-80.⁶
Builds cash value.

Guaranteed Life Insurance offers the benefits of whole life without a medical exam.

Coverage from $5,000 to $25,000.⁶
Guaranteed acceptance for ages 50-80.⁷
Builds cash value.

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⁶ Up to $15,000 for South Dakota residents.

⁷ Guaranteed coverage requires that applicant is a U.S citizen residing in the US or permanent legal guardian. Total limit of all combined Gerber Life Guaranteed life policies is $25,000.

⁵ Up to $15,000 for South Dakota residents.

⁶ Guaranteed coverage requires that applicant is a U.S citizen residing in the US or permanent legal guardian. Total limit of all combined Gerber Life Guaranteed life policies is $25,000.

⁶ Up to $15,000 for South Dakota residents.

⁷ Guaranteed coverage requires that applicant is a U.S citizen residing in the US or permanent legal guardian. Total limit of all combined Gerber Life Guaranteed life policies is $25,000.

accidental protection insurance: nurse checking patient

Accident Protection Insurance

Accident Protection insurance can help protect you and your loved ones against the unexpected.

Coverage available from $50,000 to $250,000.
Once approved, guaranteed acceptance for you and your spouse.
Coverage starts at just $5.23⁸ a month.

Accident Protection insurance can help protect you and your loved ones against the unexpected.

Coverage available from $50,000 to $250,000.
Once approved, guaranteed acceptance for you and your spouse.
Coverage starts at just $5.23⁴ a month.

Accident Protection insurance can help protect you and your loved ones against the unexpected.

Coverage available from $50,000 to $250,000.
Once approved, guaranteed acceptance for you and your spouse.
Coverage starts at just $5.23⁸ a month.

Learn More

⁸ Payment shown is for a $50,000 policy.

⁴ Payment shown is for a $50,000 policy.

⁸ Payment shown is for a $50,000 policy.

Adult Life Insurance

Protecting Your Loved Ones Has Never Been Easier

Learn More About Adult Life Insurance

Types of Life Insurance

How Much Life Insurance Do I Need?

Remember, it costs nothing to apply!

Adult Life Insurance FAQs

Adult Life Insurance Policies