Accident Protection Insurance Your Personalized Quote Apply Now Start Over 1 Monthly premium reflects discount for paying via automatic monthly payments from your checking or savings account Start here. It's easy! Provide your state to get started. Your State * Your State *AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming Your Email Get a Free Quote * Indicates required field Benefits Resources FAQs Reviews Next Steps Share Accident Protection Insurance will protect those you love against the unexpected. Accidents can happen to anyone, causing financial hardship for those left behind or disabled. Provide protection from the unexpected with Accident Protection Insurance. Call 866-674-3051866-674-3051 for more information M-Th 8am-9pm, Fri 8am-7pm, Sat 9am-5pm ET Accident Protection Insurance Benefits Provide Immediate Security for Just Pennies a Day Financial protection against accidental death or a covered disabling injury 24 hours a day. $20,000 to $100,000 in accidental death protection coverage. Cash benefit can help to pay for out-of-pocket medical costs, lost wages or other expenses. Your Approval is Guaranteed You and your spouse are pre-approved for up to a combined total of $200,000 if you both are 19 to 69 years old. No physical exam required. No health questions to answer. You are eligible regardless of health, occupation or anything else. Your Rates are Guaranteed to Never Increase* Budget-friendly rates, as low as 7 cents a day. No waiting period. Coverage takes effect immediately, once we receive your first payment. Benefits can never be reduced and your monthly premium will never increase*. Get a Free Quote *Rates guaranteed never to increase due to your age or health status. Learn About Accident Protection Insurance Do I Need a Medical Exam? Learn why some life insurance policies require a medical exam for approval and others don’t. Learn More How Much Life Insurance Do I Need? This article can help you decide how much life insurance your family needs. Learn More Why Do I Need Life Insurance? There are many reasons why having some kind of family life insurance coverage is a good idea. We provide the details so that you can make the decision. Learn More View All Adult Life Insurance Resources Accident Protection Insurance FAQs How much coverage does the Accident Protection Insurance Plan provide? You can choose your coverage amount from a $20,000, $35,000, $50,000, $75,000 or a $100,000 policy. Will my Accident Protection Insurance premiums ever increase? No, your premiums will not increase. Once you apply for the Accident Protection Insurance Plan, your premium will never increase, due to your age or your health. Who is eligible for Accident Protection Insurance? The Accident Protection Insurance Plan is available to anyone ages 19 to 69. Acceptance is guaranteed. View All Accident Protection Insurance Questions Get a Free Quote Back to Accident Protection Insurance Accident Protection Insurance Reviews Protect your loved ones from the unexpected with accident protection coverage. Read the reviews below to see what our customers are saying about our Accident Protection Insurance plan. Highly recommended by customers Already have a Gerber Life Accident Protection policy? We want to hear from you! Write a Review Sort by Sort by Featured reviews Most Helpful Newest Oldest Highest rating Lowest Rating View All Accident Protection Insurance Reviews Testimonials reflect the opinions of Gerber Life Customers. For additional reviews click here Get a Free Quote Top Start Now! 1. Apply Today Our simple application only takes minutes to complete. 2. Choose Your Coverage Amount You can choose a $20,000, $35,000, $50,000, $75,000 or a $100,000 policy. 3. You’re Approved! Approval is guaranteed for Accident Protection Insurance. It’s that easy! Get a Free Quote Gerber Life Accident Protection Insurance Plan is not available in MA, OK, PA and WA.