Life Insurance 101

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Pre-existing condition life insurance – couple talking with agent

2019-06-11 15-01-53

Can you get Life Insurance With Pre-Existing Conditions? Can you get Life Insurance With Pre-Existing Conditions?

You may have heard that if you have a pre-existing medical condition, life insurance is out of the question. The reality is that even if you have a health issue, it still can be possible to get a policy.
Whole life vs universal life – parents laying with baby

2019-04-23 12-27-50

Whole Life and Variable Universal Life are popular types of permanent life insurance with both offering long-term financial protection. But which one is better?
Group life insurance – couple smiling

2019-02-04 11-08-59

I Have Life Insurance Through Work. Is That Enough? Life Insurance Through Work May Not Be Enough

Employer life insurance, also known as group life insurance or supplemental life insurance, may be part of your benefits package but it offers only a fraction of what you actually might need.
Convertible term life insurance – couple smiling at baby

2019-01-21 13-14-59

4 Reasons to Convert Term Life to Whole Life 4 Reasons to Convert Term Life to Whole Life

One of the easiest ways to expand your coverage as you get older is to convert your term life policy to whole life. Check out these three reasons you should make the switch.
Guaranteed acceptance life insurance – child kissing grandmother

2019-01-03 17-40-42

Quick Facts About Guaranteed Life Insurance Quick Facts About Guaranteed Life Insurance

The Gerber Life Guaranteed Life Insurance Plan is a great way to protect your family and build cash value with no health questions and no medical exam.
AD&D vs. life insurance – worker climbing ladder

2019-01-03 17-27-02

Ins and Outs of Accident Protection Insurance Ins and Outs of Accident Protection Insurance

Life insurance is great protection to have, but it won’t cover everything. That’s where Accident Protection (AD&D) comes in. Learn the ins and outs of AD&D here.
AD&D Insurance – construction worker working

2018-10-17 15-03-17

What is AD&D Insurance? What is AD&D Insurance?

AD&D insurance, short for Accidental Death and Dismemberment, is also known as accident insurance. Read on to see if it’s a good supplement to your life insurance policy.
Whole Life Insurance – family playing with child

2018-10-17 14-12-22

Three Reasons You May Not Have Thought of for Buying Whole Life Insurance Three Reasons You May Not Have Thought of for Buying Whole Life Insurance

Many people choose to wait to purchase whole life insurance after a big life event. These three reasons help explain why you should consider Gerber Life Whole Life Insurance today.
Term life insurance – family photo

2018-10-02 16-16-37

Term Life Insurance 101: Take Control of Your Family’s Financial Health Term Life Insurance 101: Take Control of Your Family’s Financial Health

Financial health is more than just your personal savings. You also need to consider your family’s financial health. Gerber Life Term Life insurance makes it easy for you to put a family financial plan into action.
Adulting – dad playing with baby

2018-10-02 15-45-38

Adulting 101: Term Life Insurance Adulting 101: Term Life Insurance

Wondering how to “adult” in the real world and have a financial plan for the future? Learn why Gerber Life Term Life Insurance should be a part of your overall financial plan.
Accident Protection Insurance – construction worker working

2018-10-02 15-29-11

4 Things to Know About Accident Protection Insurance 4 Things to Know About Accident Protection Insurance

Terrible accidents can happen, which is why it’s important to protect your family against the unthinkable. Accident Protection Insurance, also known as Accidental Death and Dismemberment, can help cover your medical bills, funeral expenses and more.
Senior life insurance – man working

2018-09-13 11-51-23

More Ways To Use Life Insurance In Your Later Years More Ways To Use Life Insurance In Your Later Years

Life insurance with Gerber can do more than just cover your final expenses. Here are three ways you can use your life insurance policy that you probably never thought of.
Life insurance for retirement – senior couple photo

2018-09-12 15-21-25

How Does Life Insurance Fit into My Retirement Plan? How Does Life Insurance Fit into My Retirement Plan?

Life insurance from Gerber Life can play an important role in developing greater financial security for retirement, such as replacing a spouse’s lost income or giving you access to money if you need it.
Whole life insurance – Father playing with baby

2018-01-05 13-32-31

Permanent Life Insurance What is Permanent Life Insurance?

Protecting your family shouldn’t be complicated. Let’s break down the benefits of a Permanent Life insurance plan.
Accident Protection – Young couple

2017-11-29 13-19-52

If you’re young and unmarried, Accident Protection insurance is an affordable way to financially safeguard the people you care about.
Whole Life Insurance – Father and son watching sunset

2017-11-08 11-33-19

Did you know that whole life insurance policies include features that can protect your financial life in other ways?
Cash Value Life Insurance – Father and son washing dishes together

2017-10-20 11-50-49

How Cash Value Works What is “Cash Value” and How Does It Work?

If you have questions about cash value and whole life insurance, we have the answers here.
Accident Protection – Young family with two children

2017-10-10 10-05-05

Cover All Your Bases with Accident Protection Cover All Your Bases with Accident Protection

Learn how Accident Protection can add an extra level of protection to your existing life insurance policy.
Whole Life Insurance – Young parents with child

2017-08-30 12-53-46

Benefits of Whole Life Insurance at a Young Age Getting the Most out of Whole Life Insurance

See why young people have an edge when it comes to getting the most out of whole life insurance.
Guaranteed Life – Woman with grandchildren

2017-08-30 12-16-40

Guaranteed Life Insurance vs. Other Insurance Types How Does Guaranteed Life Compare?

Over 50? See how Guaranteed Life insurance stacks up against other types of insurance.
Whole Life Insurance – Family with a bright future

2017-08-30 11-59-01

Whole Life Insurance can be a Smart Choice for your Future Which Type of Life Insurance is Right for You?

When it comes to your family's future, here are three reasons why Whole Life is the smart choice.
Guaranteed Life – Grandfather laughing with his grandson

2017-08-30 11-32-12

When to Consider Guaranteed Life Insurance Think You're Too Old for Life Insurance?

Guaranteed acceptance and no medical exam. See how you can provide for your family today!
Guaranteed Life – Grandmother with her grandchild

2017-08-30 10-44-17

Why Guaranteed Life is Right for Seniors and Grandparents Why Grandparents Should Consider Life Insurance

Here are just a few reasons why Guaranteed Life Insurance is perfect for grandparents.
Life Insurance for Seniors – Grandfather playing with grandson

2017-01-02 13-45-43

Life Insurance for Seniors Why Do Seniors Need Life Insurance?

If you feel any uncertainty about you or your family’s financial future or your estate, you should seriously consider having life insurance.
Term Life Insurance – Family laughing together at dinner

2016-10-26 14-16-44

Is Term Life Right for Your Needs? Why Term Life? It’s Flexible and Affordable!

Term life coverage is a great option for anyone searching for a flexible life insurance policy. Check out these top three benefits.
Term Life Insurance – Family playing together in the kitchen

2016-10-25 15-02-24

What is Term Life Insurance? What is Term Life Insurance?

If you’ve been researching financial protection for your family, you’re probably wondering what term life insurance is all about. We’ve got the answers here!
Accident Protection – Young family with two children

2016-08-26 10-15-07

How Accident Protection Can Protect Your Loved Ones Accident Protection vs. Life Insurance

Did you know Accident Protection can also act like a life insurance policy? Get the details to make the best decision for you and yours.
Elderly couple smiling

2016-08-19 10-11-07

How You Can Benefit from the Cash Value of a Whole Life Insurance Policy The Cash Value Benefit of Whole Life Insurance

Whole life insurance comes with a dandy feature: cash value. Learn how it can grow over time and how you could benefit.
Whole Life Insurance – Father and daughter laughing together

2016-08-19 10-07-07

The Benefits of Whole Life Insurance Why Go with Whole Life Insurance?

Not sure if whole life insurance is right for you? Here are the top five benefits of whole life insurance for you to consider.
Millennials taking group selfie

2016-08-18 16-54-07

Life Insurance for Millennials Life Insurance for Millennials

Most Millennials recommend life insurance, according to studies. Read on to find out why they care — and why you should, too.
Stay-at-home mom smiling at newborn

2016-08-18 16-26-58

Why Stay-at-Home Parents Need Life Insurance Plans for Stay-at-Home Parents

The responsibilities in running a household shouldn’t be discounted when determining life insurance for stay-at-home parents.
Pregnant couple

2016-08-18 15-24-29

Life insurance can help to financially protect a future baby. Find answers to common questions about life insurance while pregnant.
Term vs. Whole Life insurance – father hugging kids

2016-02-08 18-17-41

What Kind of Policy Do I Need? What Kind of Policy Do I Need?

It’s important to understand the difference between Whole Life and Term Life insurance when planning for your family's future. Each type brings something different to the table.
little boy kissing grandma on her cheek

2020-07-06 13-32-28

Guaranteed Purchase Option Life Insurance Rider Guaranteed Purchase Option Life Insurance Rider

Gerber Life's Guaranteed Purchase Option Rider is one of the main benefits of the Grow-Up Plan and offers ability to extend child life insurance coverage beyond age 21.
Is the Gerber Life Grow-Up® Plan Worth It - father with daughter

2019-09-13 15-12-37

Is the Gerber Life Grow-Up® Plan Worth It? Is The Gerber Life Grow-Up Plan Worth It

Planning to buy the Gerber Life Grow-Up® Plan? Know more before applying! Read reviews and ratings and learn more about terms and conditions of the plan.
Gerber Life Grow-Up® Plan – father kissing baby

2019-02-04 11-38-33

How Does the Grow-Up® Plan from Gerber Life Insurance Work? How Does the Grow-Up® Plan from Gerber Life Insurance Work?

Gerber Life Insurance offers many types of financial protection, for people in all stages of life. The Grow Up® Plan starts protecting your child early on and continues into adulthood, for financial protection that can last a lifetime.
Child life insurance – mother holding baby

2018-09-12 14-55-27

How Much Life Insurance Does My Child Need? How Much Life Insurance Does My Child Need?

Check out our three reasons why child life insurance may benefit your family. The Grow-Up® Plan is a smart way to ensure financial protection if the unexpected should happen to your child.
Child Life Insurance Riders – Young couple with their new baby

2017-10-20 11-40-44

Life Insurance Rider Child Rider vs. Child Life Insurance

Should you get a child “rider” to your own life insurance policy or buy your child a policy of their own? Here are a few things to consider before you make the big decision:
Child Life Insurance – Mother laughing with daughter

2017-10-10 09-40-58

What Is Child Life Insurance? Life Insurance for Children: What is it?

Gerber Life can help answer to some common questions parents and grandparents have about child life insurance starting with the most basic "what is it?"
Child Life Insurance – Mom playing with daughter outside

2017-10-09 15-19-22

Term vs. Whole Life Insurance Choosing the Best Life Insurance for Your Child

Once you’ve decided you should buy life insurance for your child, you'll need to choose the right policy. Gerber Life can help you understand which options to consider.
Child Life Insurance – Father and son building with blocks

2016-08-19 09-47-03

Cash Value Life Insurance Gain Cash Value with the Grow-Up® Plan

The Gerber Life Grow-Up® Plan is an ideal way to plan for your child’s future.
Child Life Insurance - Mother holding child in nursery

2016-08-19 08-46-14

Why Should I Buy Life Insurance for My Child? Why Do Kids Need Life Insurance?

Parents have enough to worry about. See how a children’s whole life insurance policy can bring more peace of mind.
Education savings plan – graduate in cap and gown

2019-01-04 10-45-06

5 Things You Should Know About the College Plan 5 Things You Should Know About the College Plan

Helping your child get into college can be expensive, with tuition costs continually rising. That’s why it’s important to have a child education plan in place to help
Education plans – graduate hugging father

2018-11-08 11-43-32

Why Does My Child Need an Education Plan? Why Does My Child Need an Education Plan?

Higher education is crucial and expensive in today’s world. That’s why it’s important to devise an education plan now so your child has the financial support they need after high school.
Gerber Life College Plan – students studying

2018-10-17 14-49-15

Knowing Your Options: 529 Plan vs Gerber Life College Plan Knowing Your Options: 529 Plan vs Gerber Life College Plan

With the rising cost of higher education, it’s important to plan for your child’s future now. Here, we compare the Gerber Life College Plan versus a 529 Plan, to help you decide what could be best for your child.
Gerber Life College Plan – seniors graduating

2018-10-17 14-28-03

Why Should You Consider a College Plan Now? Why Should You Consider a College Plan Now?

Planning for your child’s future should start now. The Gerber Life College Plan is a great way to prepare for your child’s college education
College Plan – Father and daughter working on homework

2017-11-29 12-33-09

How the Gerber Life College Plan Works How the Gerber Life College Plan Works

Like any parent, you probably have larger-than-life plans for your little one. See how you can make those dreams come true by starting your college planning today!
Default alt

2017-11-29 12-24-19

Guaranteed Payout and Peace of Mind, All at Once! Money for College and Peace of Mind

The College Plan grows in value over time and the payout amount is guaranteed as long as premium are paid. No need to worry about stock market ups and downs.
College Planning – Future scientist

2016-02-28 11-15-12

Start Your College Planning Today Start Your College Planning Today

Paying for college is something that many families worry about. We’re here to help you get a head start.
College Plan – Celebrating with a recent graduate

2016-02-28 11-09-49

How to Pay for College How to Pay for College

There is no “right” way to save and prepare for college. It’s all about finding what works best for your family and financial situation.
Cash value life insurance – family playing with dog

2019-01-21 12-25-17

Cash Value: A Benefit of Whole Life Insurance Cash Value: A Plus to Whole Life Insurance

Whole life insurance policies offer an added cash value component you can borrow against for unexpected expenses.
Life Insurance Premium – mother playing with baby

2018-10-17 15-19-52

What is a Life Insurance Premium? What is a Life Insurance Premium?

When you’re considering life insurance, you don’t want any confusion. If you’re wondering, “What is a premium in insurance?” we’ve outlined what the term means here.
Most dangerous jobs – roofer installing a roof

2018-10-02 11-34-06

Top 10 Most Dangerous Jobs in America Top 10 Most Dangerous Jobs in America

Here we outlined the top 10 most dangerous jobs in America. If you work in one of these industries, apply for Accident Protection Insurance today and breathe easy tomorrow knowing your family is protected.
Life Insurance – Father greeting his children

2018-01-05 13-38-18

What’s the Best Life Insurance for Your Family Members? What’s the Best Way to Insure My Family?

Confused about what the best life insurance options are to help protect family against the unknown? Gerber Life Insurance offers policies and solutions for every member of your family.
Life Insurance – Family playing in a park

2017-11-29 13-13-38

Let’s Talk About The “D” Word Let’s Talk About The “D” Word

You’re never “too young” or “too healthy” to think about how life insurance should fit into our financial planning.
Term Life Insurance – Family playing outside

2017-11-29 13-05-53

Stop Guessing, Get Certainty with Term Life Insurance Get Certainty with Term Life Insurance

A lot of parenthood is figuring it out as you go. But, there’s one thing that shouldn’t involve guesswork: your family’s financial security.
Accident Protection – Family talking on the front stoop

2017-11-29 12-10-01

Accident Protection Isn’t Just for Lumberjacks Accident Protection Isn’t Just for Lumberjacks

If you have Life Insurance, then Accident Protection can fill a gap by covering a disabling injury. Find out how!
Life Insurance – Expectant couple researching life insurance

2017-10-20 13-19-40

Not All Insurance Is Created Equal Go With a Company You Can Count On

We’ll be there when you need us, with a friendly smile and helpful attitude. That’s how we do business
Life Insurance - Young couple doing their taxes

2017-10-09 15-34-38

How Does Life Insurance Affect My Taxes? How Does Life Insurance Affect Taxes?

Understanding life insurance and taxes doesn’t have to be a headache. Get what need to know!
Happy couple with children

2017-02-20 16-08-21

Understanding Life Insurance Beneficiaries Designating a Beneficiary

What is a life insurance Beneficiary and how do you designate one? Read on to learn more about this crucial step in buying a policy.
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Single mom with her daughter

2017-01-02 14-29-44

Do I Need Life Insurance if I’m Single? Life Insurance for Singles

Unmarried? You might still need life insurance. Here are some of the reasons why.
Separating myths from facts about life insurance

2017-01-02 14-10-51

Life insurance doesn’t have to be complicated. Gerber Life sets the record straight about five common myths about life insurance.
Daughter smiling at aging mother

2016-12-07 16-38-17

If you don’t have children, you may wonder if you still need life insurance. To determine the answer, ask yourself these questions.
Budget areas for a family

2016-12-07 15-03-10

How Life Insurance Can Fit Into Your Budget Budgeting for Life Insurance

There’s a lot to think about when budgeting for a family. Find out how you can make room for life insurance in a tight budget.
Term Life Insurance – family playing together

2016-09-02 09-03-41

How Long Do I Need Life Insurance Coverage? So How Long Do I Need Insurance For?

With term life insurance, you have the flexibility of choosing how long your coverage will last.
Family eating breakfast together

2016-08-18 16-46-28

Considering life insurance? Make sure to get answers to these important questions before you buy a policy.
Couple doing online research

2016-08-18 16-36-35

There are many decisions to make when thinking of buying life insurance. Follow this step-by-step how-to guide.
Multi-generational family

2016-08-18 16-02-20

Do you need life insurance? These life stages indicate when it can be the right time to buy.
How Much Life Insurance Do I Need?: man using a calculator

2016-02-28 11-06-54

How Much Life Insurance Do I Need? How Much Life Insurance Do I Need?

This article can help you decide how much life insurance your family needs.
couple sitting on steps

2016-02-28 11-02-46

Types of Life Insurance Types of Life Insurance

All life insurance policies are not created equal. Understand how the different types of life insurance work.
female doctor conducting medical exam

2016-02-28 10-52-40

Do I Need a Medical Exam? Do I Need a Medical Exam?

Learn why some life insurance policies require a medical exam for approval and others don’t.
friends eating at a table together

2016-02-08 18-13-32

Why Do I Need Life Insurance? Why Do I Need Life Insurance?

There are many reasons why having some kind of family life insurance coverage is a good idea. We provide the details so that you can make the decision.

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