Term Life Insurance

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Term Life Benefits

Coverage that’s budget-friendly and affordable

Coverage that’s budget-friendly and affordable

  • Coverage from $100,000 to $300,000, starting at $15.421 a month.
  • The premium rate is locked in for the policy’s duration – guaranteed.

Simple and easy application process

Simple and easy application process

  • We make it simple to apply for the life insurance protection you need.
  • No medical exam required in most cases.2
  • Many will have a decision on their application in minutes.

Flexible coverage period

Flexible coverage period

  • The period of coverage, known as a “Term,” can be 10, 20 or 30 years.
  • You decide the length of the term so you have coverage for as long as you need it.

1 Premium based on a $100,000, 20-year Term Life policy for a healthy 18-year-old female paid by automatic monthly deduction from a checking or savings account. Ask us for other coverage amounts and premium rates.

Medical exam is required for age 51 and over and who apply for more than $100,000 in coverage.

Term Life Insurance FAQs

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What is term life insurance?

It's a life insurance policy that provides protection for a specific period of time, known as a “term.” Gerber Life offers Term Life policies for 10-, 20- and 30-year terms.

What happens at the end of the term?

At the end of the term, you have two options: let the policy end or renew your policy. A policy can be renewed annually at the premium rate for your age at the time of renewal, without a physical exam.

Will my premiums increase each year?

With the Gerber Life Term Life Plan, your premiums will never increase. The amount you agree to pay when coverage begins is the same amount you'll pay throughout the duration of your policy.

Term Life Insurance Reviews

With its flexible options for coverage and premiums tailored to meet your budget, the Gerber Life Term Life Plan makes it easy for you to protect your loved ones. Choose the coverage period (or “term”) that works best for you: 10, 20 or 30 years. Read the reviews below to find out what others had to say about this flexible plan.

Highly Recommended By Customers

Already have a Gerber Life Term Life Insurance Plan? We’d love to hear your feedback!

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    Testimonials reflect the opinions of Gerber Life Customers.  For additional reviews click here

    Start Now!

    1. Apply Today

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    Our simple application only takes minutes to complete.

    2. Choose Your Coverage Amount

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    You can choose from $100,000 to $300,000 in Term Life coverage.

    3. Choose Your Coverage Period

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    Gerber Life offers life insurance for 10, 20 and 30 year terms.

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